SWIFT Code PEFACNB1 — PENGHUA FUND MANAGEMENT CO., LTD., SHENZHEN

About SWIFT Code PEFACNB1 — PENGHUA FUND MANAGEMENT CO., LTD., SHENZHEN

SWIFT code PEFACNB1 is the official 8-character head-office BIC (Bank Identifier Code) for PENGHUA FUND MANAGEMENT CO., LTD. in SHENZHEN, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PENGHUA FUND MANAGEMENT CO., LTD. for all outward international remittances from SHENZHEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PEFACNB1

The code PEFACNB1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PEFACNB1

Receiving International Wire Transfers

To receive money from abroad at your PENGHUA FUND MANAGEMENT CO., LTD. account in SHENZHEN, share SWIFT code PEFACNB1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PENGHUA FUND MANAGEMENT CO., LTD., SHENZHEN must provide SWIFT code PEFACNB1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PENGHUA FUND MANAGEMENT CO., LTD. in SHENZHEN rely on SWIFT code PEFACNB1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PENGHUA FUND MANAGEMENT CO., LTD. →

For cheque clearing or NACH mandates, use the MICR code for PENGHUA FUND MANAGEMENT CO., LTD. →

For TDS challan deposits, find the BSR code for PENGHUA FUND MANAGEMENT CO., LTD. →

How SWIFT Code PEFACNB1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code PEFACNB1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PENGHUA FUND MANAGEMENT CO., LTD..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PENGHUA FUND MANAGEMENT CO., LTD. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PEFACNB1

• Spaces or lowercase letters — Always enter PEFACNB1 uppercase with no spaces.
• Using the wrong city — This code is for SHENZHEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PEFACNB1 directly with PENGHUA FUND MANAGEMENT CO., LTD.'s SHENZHEN branch or via the SWIFT BIC Directory.