SWIFT Code BINHCN2NSHA — NINGBO COMMERCE BANK, SHANGHAI

About SWIFT Code BINHCN2NSHA — NINGBO COMMERCE BANK, SHANGHAI

SWIFT code BINHCN2NSHA is the official 11-character branch-specific BIC (Bank Identifier Code) for NINGBO COMMERCE BANK in SHANGHAI, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by NINGBO COMMERCE BANK for all outward international remittances from SHANGHAI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BINHCN2NSHA

The code BINHCN2NSHA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BINHCN2NSHA

Receiving International Wire Transfers

To receive money from abroad at your NINGBO COMMERCE BANK account in SHANGHAI, share SWIFT code BINHCN2NSHA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at NINGBO COMMERCE BANK, SHANGHAI must provide SWIFT code BINHCN2NSHA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using NINGBO COMMERCE BANK in SHANGHAI rely on SWIFT code BINHCN2NSHA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for NINGBO COMMERCE BANK →

For cheque clearing or NACH mandates, use the MICR code for NINGBO COMMERCE BANK →

For TDS challan deposits, find the BSR code for NINGBO COMMERCE BANK →

How SWIFT Code BINHCN2NSHA Routes an International Transfer

1. Initiation: The sender provides SWIFT code BINHCN2NSHA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to NINGBO COMMERCE BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: NINGBO COMMERCE BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BINHCN2NSHA

• Spaces or lowercase letters — Always enter BINHCN2NSHA uppercase with no spaces.
• Using the wrong city — This code is for SHANGHAI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BINHCN2NSHA directly with NINGBO COMMERCE BANK's SHANGHAI branch or via the SWIFT BIC Directory.