SWIFT Code HMCBCNBN — JIANGSU HAIMEN RURAL COMMERCIAL BANK CO.,LTD., HAIMEN

About SWIFT Code HMCBCNBN — JIANGSU HAIMEN RURAL COMMERCIAL BANK CO.,LTD., HAIMEN

SWIFT code HMCBCNBN is the official 8-character head-office BIC (Bank Identifier Code) for JIANGSU HAIMEN RURAL COMMERCIAL BANK CO.,LTD. in HAIMEN, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by JIANGSU HAIMEN RURAL COMMERCIAL BANK CO.,LTD. for all outward international remittances from HAIMEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HMCBCNBN

The code HMCBCNBN follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HMCBCNBN

Receiving International Wire Transfers

To receive money from abroad at your JIANGSU HAIMEN RURAL COMMERCIAL BANK CO.,LTD. account in HAIMEN, share SWIFT code HMCBCNBN with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at JIANGSU HAIMEN RURAL COMMERCIAL BANK CO.,LTD., HAIMEN must provide SWIFT code HMCBCNBN. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using JIANGSU HAIMEN RURAL COMMERCIAL BANK CO.,LTD. in HAIMEN rely on SWIFT code HMCBCNBN for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for JIANGSU HAIMEN RURAL COMMERCIAL BANK CO.,LTD. →

For cheque clearing or NACH mandates, use the MICR code for JIANGSU HAIMEN RURAL COMMERCIAL BANK CO.,LTD. →

For TDS challan deposits, find the BSR code for JIANGSU HAIMEN RURAL COMMERCIAL BANK CO.,LTD. →

How SWIFT Code HMCBCNBN Routes an International Transfer

1. Initiation: The sender provides SWIFT code HMCBCNBN and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to JIANGSU HAIMEN RURAL COMMERCIAL BANK CO.,LTD..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: JIANGSU HAIMEN RURAL COMMERCIAL BANK CO.,LTD. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HMCBCNBN

• Spaces or lowercase letters — Always enter HMCBCNBN uppercase with no spaces.
• Using the wrong city — This code is for HAIMEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HMCBCNBN directly with JIANGSU HAIMEN RURAL COMMERCIAL BANK CO.,LTD.'s HAIMEN branch or via the SWIFT BIC Directory.