SWIFT Code FJIBCNBA550 — INDUSTRIAL BANK CO.,LTD., NINGBO

About SWIFT Code FJIBCNBA550 — INDUSTRIAL BANK CO.,LTD., NINGBO

SWIFT code FJIBCNBA550 is the official 11-character branch-specific BIC (Bank Identifier Code) for INDUSTRIAL BANK CO.,LTD. in NINGBO, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by INDUSTRIAL BANK CO.,LTD. for all outward international remittances from NINGBO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FJIBCNBA550

The code FJIBCNBA550 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FJIBCNBA550

Receiving International Wire Transfers

To receive money from abroad at your INDUSTRIAL BANK CO.,LTD. account in NINGBO, share SWIFT code FJIBCNBA550 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at INDUSTRIAL BANK CO.,LTD., NINGBO must provide SWIFT code FJIBCNBA550. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using INDUSTRIAL BANK CO.,LTD. in NINGBO rely on SWIFT code FJIBCNBA550 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for INDUSTRIAL BANK CO.,LTD. →

For cheque clearing or NACH mandates, use the MICR code for INDUSTRIAL BANK CO.,LTD. →

For TDS challan deposits, find the BSR code for INDUSTRIAL BANK CO.,LTD. →

How SWIFT Code FJIBCNBA550 Routes an International Transfer

1. Initiation: The sender provides SWIFT code FJIBCNBA550 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to INDUSTRIAL BANK CO.,LTD..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: INDUSTRIAL BANK CO.,LTD. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FJIBCNBA550

• Spaces or lowercase letters — Always enter FJIBCNBA550 uppercase with no spaces.
• Using the wrong city — This code is for NINGBO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FJIBCNBA550 directly with INDUSTRIAL BANK CO.,LTD.'s NINGBO branch or via the SWIFT BIC Directory.