SWIFT Code HXBKCNBJ05G — HUA XIA BANK, RIZHAO

About SWIFT Code HXBKCNBJ05G — HUA XIA BANK, RIZHAO

SWIFT code HXBKCNBJ05G is the official 11-character branch-specific BIC (Bank Identifier Code) for HUA XIA BANK in RIZHAO, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HUA XIA BANK for all outward international remittances from RIZHAO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HXBKCNBJ05G

The code HXBKCNBJ05G follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HXBKCNBJ05G

Receiving International Wire Transfers

To receive money from abroad at your HUA XIA BANK account in RIZHAO, share SWIFT code HXBKCNBJ05G with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HUA XIA BANK, RIZHAO must provide SWIFT code HXBKCNBJ05G. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HUA XIA BANK in RIZHAO rely on SWIFT code HXBKCNBJ05G for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HUA XIA BANK →

For cheque clearing or NACH mandates, use the MICR code for HUA XIA BANK →

For TDS challan deposits, find the BSR code for HUA XIA BANK →

How SWIFT Code HXBKCNBJ05G Routes an International Transfer

1. Initiation: The sender provides SWIFT code HXBKCNBJ05G and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HUA XIA BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HUA XIA BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HXBKCNBJ05G

• Spaces or lowercase letters — Always enter HXBKCNBJ05G uppercase with no spaces.
• Using the wrong city — This code is for RIZHAO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HXBKCNBJ05G directly with HUA XIA BANK's RIZHAO branch or via the SWIFT BIC Directory.