SWIFT Code HXBKCNBJ27A — HUA XIA BANK, CHENZHOU

About SWIFT Code HXBKCNBJ27A — HUA XIA BANK, CHENZHOU

SWIFT code HXBKCNBJ27A is the official 11-character branch-specific BIC (Bank Identifier Code) for HUA XIA BANK in CHENZHOU, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HUA XIA BANK for all outward international remittances from CHENZHOU. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HXBKCNBJ27A

The code HXBKCNBJ27A follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HXBKCNBJ27A

Receiving International Wire Transfers

To receive money from abroad at your HUA XIA BANK account in CHENZHOU, share SWIFT code HXBKCNBJ27A with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HUA XIA BANK, CHENZHOU must provide SWIFT code HXBKCNBJ27A. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HUA XIA BANK in CHENZHOU rely on SWIFT code HXBKCNBJ27A for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HUA XIA BANK →

For cheque clearing or NACH mandates, use the MICR code for HUA XIA BANK →

For TDS challan deposits, find the BSR code for HUA XIA BANK →

How SWIFT Code HXBKCNBJ27A Routes an International Transfer

1. Initiation: The sender provides SWIFT code HXBKCNBJ27A and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HUA XIA BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HUA XIA BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HXBKCNBJ27A

• Spaces or lowercase letters — Always enter HXBKCNBJ27A uppercase with no spaces.
• Using the wrong city — This code is for CHENZHOU only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HXBKCNBJ27A directly with HUA XIA BANK's CHENZHOU branch or via the SWIFT BIC Directory.