SWIFT Code HRCMCNBH — HEI HE RURAL COMMERCIAL BANK COMPANY, HEIHE

About SWIFT Code HRCMCNBH — HEI HE RURAL COMMERCIAL BANK COMPANY, HEIHE

SWIFT code HRCMCNBH is the official 8-character head-office BIC (Bank Identifier Code) for HEI HE RURAL COMMERCIAL BANK COMPANY in HEIHE, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HEI HE RURAL COMMERCIAL BANK COMPANY for all outward international remittances from HEIHE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HRCMCNBH

The code HRCMCNBH follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HRCMCNBH

Receiving International Wire Transfers

To receive money from abroad at your HEI HE RURAL COMMERCIAL BANK COMPANY account in HEIHE, share SWIFT code HRCMCNBH with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HEI HE RURAL COMMERCIAL BANK COMPANY, HEIHE must provide SWIFT code HRCMCNBH. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HEI HE RURAL COMMERCIAL BANK COMPANY in HEIHE rely on SWIFT code HRCMCNBH for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HEI HE RURAL COMMERCIAL BANK COMPANY →

For cheque clearing or NACH mandates, use the MICR code for HEI HE RURAL COMMERCIAL BANK COMPANY →

For TDS challan deposits, find the BSR code for HEI HE RURAL COMMERCIAL BANK COMPANY →

How SWIFT Code HRCMCNBH Routes an International Transfer

1. Initiation: The sender provides SWIFT code HRCMCNBH and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HEI HE RURAL COMMERCIAL BANK COMPANY.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HEI HE RURAL COMMERCIAL BANK COMPANY receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HRCMCNBH

• Spaces or lowercase letters — Always enter HRCMCNBH uppercase with no spaces.
• Using the wrong city — This code is for HEIHE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HRCMCNBH directly with HEI HE RURAL COMMERCIAL BANK COMPANY's HEIHE branch or via the SWIFT BIC Directory.