SWIFT Code HRBICNBH — HARBIN CHENGJIAO RURAL CREDIT COOPERATIVES UNION, HAERBIN

About SWIFT Code HRBICNBH — HARBIN CHENGJIAO RURAL CREDIT COOPERATIVES UNION, HAERBIN

SWIFT code HRBICNBH is the official 8-character head-office BIC (Bank Identifier Code) for HARBIN CHENGJIAO RURAL CREDIT COOPERATIVES UNION in HAERBIN, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HARBIN CHENGJIAO RURAL CREDIT COOPERATIVES UNION for all outward international remittances from HAERBIN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HRBICNBH

The code HRBICNBH follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HRBICNBH

Receiving International Wire Transfers

To receive money from abroad at your HARBIN CHENGJIAO RURAL CREDIT COOPERATIVES UNION account in HAERBIN, share SWIFT code HRBICNBH with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HARBIN CHENGJIAO RURAL CREDIT COOPERATIVES UNION, HAERBIN must provide SWIFT code HRBICNBH. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HARBIN CHENGJIAO RURAL CREDIT COOPERATIVES UNION in HAERBIN rely on SWIFT code HRBICNBH for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HARBIN CHENGJIAO RURAL CREDIT COOPERATIVES UNION →

For cheque clearing or NACH mandates, use the MICR code for HARBIN CHENGJIAO RURAL CREDIT COOPERATIVES UNION →

For TDS challan deposits, find the BSR code for HARBIN CHENGJIAO RURAL CREDIT COOPERATIVES UNION →

How SWIFT Code HRBICNBH Routes an International Transfer

1. Initiation: The sender provides SWIFT code HRBICNBH and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HARBIN CHENGJIAO RURAL CREDIT COOPERATIVES UNION.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HARBIN CHENGJIAO RURAL CREDIT COOPERATIVES UNION receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HRBICNBH

• Spaces or lowercase letters — Always enter HRBICNBH uppercase with no spaces.
• Using the wrong city — This code is for HAERBIN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HRBICNBH directly with HARBIN CHENGJIAO RURAL CREDIT COOPERATIVES UNION's HAERBIN branch or via the SWIFT BIC Directory.