SWIFT Code HCCBCNBHJBS — HARBIN BANK CO.,LTD, JIAMUSI

About SWIFT Code HCCBCNBHJBS — HARBIN BANK CO.,LTD, JIAMUSI

SWIFT code HCCBCNBHJBS is the official 11-character branch-specific BIC (Bank Identifier Code) for HARBIN BANK CO.,LTD in JIAMUSI, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HARBIN BANK CO.,LTD for all outward international remittances from JIAMUSI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HCCBCNBHJBS

The code HCCBCNBHJBS follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HCCBCNBHJBS

Receiving International Wire Transfers

To receive money from abroad at your HARBIN BANK CO.,LTD account in JIAMUSI, share SWIFT code HCCBCNBHJBS with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HARBIN BANK CO.,LTD, JIAMUSI must provide SWIFT code HCCBCNBHJBS. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HARBIN BANK CO.,LTD in JIAMUSI rely on SWIFT code HCCBCNBHJBS for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HARBIN BANK CO.,LTD →

For cheque clearing or NACH mandates, use the MICR code for HARBIN BANK CO.,LTD →

For TDS challan deposits, find the BSR code for HARBIN BANK CO.,LTD →

How SWIFT Code HCCBCNBHJBS Routes an International Transfer

1. Initiation: The sender provides SWIFT code HCCBCNBHJBS and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HARBIN BANK CO.,LTD.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HARBIN BANK CO.,LTD receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HCCBCNBHJBS

• Spaces or lowercase letters — Always enter HCCBCNBHJBS uppercase with no spaces.
• Using the wrong city — This code is for JIAMUSI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HCCBCNBHJBS directly with HARBIN BANK CO.,LTD's JIAMUSI branch or via the SWIFT BIC Directory.