SWIFT Code KCCBCN2K — FUDIAN BANK CO., LTD, KUNMING

About SWIFT Code KCCBCN2K — FUDIAN BANK CO., LTD, KUNMING

SWIFT code KCCBCN2K is the official 8-character head-office BIC (Bank Identifier Code) for FUDIAN BANK CO., LTD in KUNMING, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FUDIAN BANK CO., LTD for all outward international remittances from KUNMING. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code KCCBCN2K

The code KCCBCN2K follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code KCCBCN2K

Receiving International Wire Transfers

To receive money from abroad at your FUDIAN BANK CO., LTD account in KUNMING, share SWIFT code KCCBCN2K with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FUDIAN BANK CO., LTD, KUNMING must provide SWIFT code KCCBCN2K. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FUDIAN BANK CO., LTD in KUNMING rely on SWIFT code KCCBCN2K for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FUDIAN BANK CO., LTD →

For cheque clearing or NACH mandates, use the MICR code for FUDIAN BANK CO., LTD →

For TDS challan deposits, find the BSR code for FUDIAN BANK CO., LTD →

How SWIFT Code KCCBCN2K Routes an International Transfer

1. Initiation: The sender provides SWIFT code KCCBCN2K and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FUDIAN BANK CO., LTD.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FUDIAN BANK CO., LTD receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code KCCBCN2K

• Spaces or lowercase letters — Always enter KCCBCN2K uppercase with no spaces.
• Using the wrong city — This code is for KUNMING only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KCCBCN2K directly with FUDIAN BANK CO., LTD's KUNMING branch or via the SWIFT BIC Directory.