SWIFT Code FCBKCNSHSMN — FIRST COMMERCIAL BANK, XIAMEN

About SWIFT Code FCBKCNSHSMN — FIRST COMMERCIAL BANK, XIAMEN

SWIFT code FCBKCNSHSMN is the official 11-character branch-specific BIC (Bank Identifier Code) for FIRST COMMERCIAL BANK in XIAMEN, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FIRST COMMERCIAL BANK for all outward international remittances from XIAMEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FCBKCNSHSMN

The code FCBKCNSHSMN follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FCBKCNSHSMN

Receiving International Wire Transfers

To receive money from abroad at your FIRST COMMERCIAL BANK account in XIAMEN, share SWIFT code FCBKCNSHSMN with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FIRST COMMERCIAL BANK, XIAMEN must provide SWIFT code FCBKCNSHSMN. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FIRST COMMERCIAL BANK in XIAMEN rely on SWIFT code FCBKCNSHSMN for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FIRST COMMERCIAL BANK →

For cheque clearing or NACH mandates, use the MICR code for FIRST COMMERCIAL BANK →

For TDS challan deposits, find the BSR code for FIRST COMMERCIAL BANK →

How SWIFT Code FCBKCNSHSMN Routes an International Transfer

1. Initiation: The sender provides SWIFT code FCBKCNSHSMN and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FIRST COMMERCIAL BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FIRST COMMERCIAL BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FCBKCNSHSMN

• Spaces or lowercase letters — Always enter FCBKCNSHSMN uppercase with no spaces.
• Using the wrong city — This code is for XIAMEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FCBKCNSHSMN directly with FIRST COMMERCIAL BANK's XIAMEN branch or via the SWIFT BIC Directory.