SWIFT Code LCHBCN22 — CHONG HING BANK LIMITED, GUANGZHOU SUB-BRANCH, GUANGZHOU

About SWIFT Code LCHBCN22 — CHONG HING BANK LIMITED, GUANGZHOU SUB-BRANCH, GUANGZHOU

SWIFT code LCHBCN22 is the official 8-character head-office BIC (Bank Identifier Code) for CHONG HING BANK LIMITED, GUANGZHOU SUB-BRANCH in GUANGZHOU, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CHONG HING BANK LIMITED, GUANGZHOU SUB-BRANCH for all outward international remittances from GUANGZHOU. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code LCHBCN22

The code LCHBCN22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code LCHBCN22

Receiving International Wire Transfers

To receive money from abroad at your CHONG HING BANK LIMITED, GUANGZHOU SUB-BRANCH account in GUANGZHOU, share SWIFT code LCHBCN22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CHONG HING BANK LIMITED, GUANGZHOU SUB-BRANCH, GUANGZHOU must provide SWIFT code LCHBCN22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CHONG HING BANK LIMITED, GUANGZHOU SUB-BRANCH in GUANGZHOU rely on SWIFT code LCHBCN22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CHONG HING BANK LIMITED, GUANGZHOU SUB-BRANCH →

For cheque clearing or NACH mandates, use the MICR code for CHONG HING BANK LIMITED, GUANGZHOU SUB-BRANCH →

For TDS challan deposits, find the BSR code for CHONG HING BANK LIMITED, GUANGZHOU SUB-BRANCH →

How SWIFT Code LCHBCN22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code LCHBCN22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CHONG HING BANK LIMITED, GUANGZHOU SUB-BRANCH.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CHONG HING BANK LIMITED, GUANGZHOU SUB-BRANCH receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code LCHBCN22

• Spaces or lowercase letters — Always enter LCHBCN22 uppercase with no spaces.
• Using the wrong city — This code is for GUANGZHOU only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm LCHBCN22 directly with CHONG HING BANK LIMITED, GUANGZHOU SUB-BRANCH's GUANGZHOU branch or via the SWIFT BIC Directory.