SWIFT Code ZCCBCN22SHZ — CHINA RESOURCES BANK OF ZHUHAI CO. , LTD., SHENZHEN

About SWIFT Code ZCCBCN22SHZ — CHINA RESOURCES BANK OF ZHUHAI CO. , LTD., SHENZHEN

SWIFT code ZCCBCN22SHZ is the official 11-character branch-specific BIC (Bank Identifier Code) for CHINA RESOURCES BANK OF ZHUHAI CO. , LTD. in SHENZHEN, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CHINA RESOURCES BANK OF ZHUHAI CO. , LTD. for all outward international remittances from SHENZHEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ZCCBCN22SHZ

The code ZCCBCN22SHZ follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ZCCBCN22SHZ

Receiving International Wire Transfers

To receive money from abroad at your CHINA RESOURCES BANK OF ZHUHAI CO. , LTD. account in SHENZHEN, share SWIFT code ZCCBCN22SHZ with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CHINA RESOURCES BANK OF ZHUHAI CO. , LTD., SHENZHEN must provide SWIFT code ZCCBCN22SHZ. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CHINA RESOURCES BANK OF ZHUHAI CO. , LTD. in SHENZHEN rely on SWIFT code ZCCBCN22SHZ for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CHINA RESOURCES BANK OF ZHUHAI CO. , LTD. →

For cheque clearing or NACH mandates, use the MICR code for CHINA RESOURCES BANK OF ZHUHAI CO. , LTD. →

For TDS challan deposits, find the BSR code for CHINA RESOURCES BANK OF ZHUHAI CO. , LTD. →

How SWIFT Code ZCCBCN22SHZ Routes an International Transfer

1. Initiation: The sender provides SWIFT code ZCCBCN22SHZ and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CHINA RESOURCES BANK OF ZHUHAI CO. , LTD..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CHINA RESOURCES BANK OF ZHUHAI CO. , LTD. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ZCCBCN22SHZ

• Spaces or lowercase letters — Always enter ZCCBCN22SHZ uppercase with no spaces.
• Using the wrong city — This code is for SHENZHEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ZCCBCN22SHZ directly with CHINA RESOURCES BANK OF ZHUHAI CO. , LTD.'s SHENZHEN branch or via the SWIFT BIC Directory.