SWIFT Code ZGZTCNBJ — CHINA RAILWAY GROUP LIMITED, BEIJING

About SWIFT Code ZGZTCNBJ — CHINA RAILWAY GROUP LIMITED, BEIJING

SWIFT code ZGZTCNBJ is the official 8-character head-office BIC (Bank Identifier Code) for CHINA RAILWAY GROUP LIMITED in BEIJING, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CHINA RAILWAY GROUP LIMITED for all outward international remittances from BEIJING. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ZGZTCNBJ

The code ZGZTCNBJ follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ZGZTCNBJ

Receiving International Wire Transfers

To receive money from abroad at your CHINA RAILWAY GROUP LIMITED account in BEIJING, share SWIFT code ZGZTCNBJ with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CHINA RAILWAY GROUP LIMITED, BEIJING must provide SWIFT code ZGZTCNBJ. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CHINA RAILWAY GROUP LIMITED in BEIJING rely on SWIFT code ZGZTCNBJ for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CHINA RAILWAY GROUP LIMITED →

For cheque clearing or NACH mandates, use the MICR code for CHINA RAILWAY GROUP LIMITED →

For TDS challan deposits, find the BSR code for CHINA RAILWAY GROUP LIMITED →

How SWIFT Code ZGZTCNBJ Routes an International Transfer

1. Initiation: The sender provides SWIFT code ZGZTCNBJ and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CHINA RAILWAY GROUP LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CHINA RAILWAY GROUP LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ZGZTCNBJ

• Spaces or lowercase letters — Always enter ZGZTCNBJ uppercase with no spaces.
• Using the wrong city — This code is for BEIJING only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ZGZTCNBJ directly with CHINA RAILWAY GROUP LIMITED's BEIJING branch or via the SWIFT BIC Directory.