SWIFT Code MSBCCNBJ046 — CHINA MINSHENG BANKING CORPORATION, LIMITED, ZHONGSHAN

About SWIFT Code MSBCCNBJ046 — CHINA MINSHENG BANKING CORPORATION, LIMITED, ZHONGSHAN

SWIFT code MSBCCNBJ046 is the official 11-character branch-specific BIC (Bank Identifier Code) for CHINA MINSHENG BANKING CORPORATION, LIMITED in ZHONGSHAN, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CHINA MINSHENG BANKING CORPORATION, LIMITED for all outward international remittances from ZHONGSHAN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MSBCCNBJ046

The code MSBCCNBJ046 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MSBCCNBJ046

Receiving International Wire Transfers

To receive money from abroad at your CHINA MINSHENG BANKING CORPORATION, LIMITED account in ZHONGSHAN, share SWIFT code MSBCCNBJ046 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CHINA MINSHENG BANKING CORPORATION, LIMITED, ZHONGSHAN must provide SWIFT code MSBCCNBJ046. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CHINA MINSHENG BANKING CORPORATION, LIMITED in ZHONGSHAN rely on SWIFT code MSBCCNBJ046 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CHINA MINSHENG BANKING CORPORATION, LIMITED →

For cheque clearing or NACH mandates, use the MICR code for CHINA MINSHENG BANKING CORPORATION, LIMITED →

For TDS challan deposits, find the BSR code for CHINA MINSHENG BANKING CORPORATION, LIMITED →

How SWIFT Code MSBCCNBJ046 Routes an International Transfer

1. Initiation: The sender provides SWIFT code MSBCCNBJ046 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CHINA MINSHENG BANKING CORPORATION, LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CHINA MINSHENG BANKING CORPORATION, LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MSBCCNBJ046

• Spaces or lowercase letters — Always enter MSBCCNBJ046 uppercase with no spaces.
• Using the wrong city — This code is for ZHONGSHAN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MSBCCNBJ046 directly with CHINA MINSHENG BANKING CORPORATION, LIMITED's ZHONGSHAN branch or via the SWIFT BIC Directory.