SWIFT Code SDBCCNBJSMN — CHINA DEVELOPMENT BANK, XIAMEN

About SWIFT Code SDBCCNBJSMN — CHINA DEVELOPMENT BANK, XIAMEN

SWIFT code SDBCCNBJSMN is the official 11-character branch-specific BIC (Bank Identifier Code) for CHINA DEVELOPMENT BANK in XIAMEN, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CHINA DEVELOPMENT BANK for all outward international remittances from XIAMEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SDBCCNBJSMN

The code SDBCCNBJSMN follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SDBCCNBJSMN

Receiving International Wire Transfers

To receive money from abroad at your CHINA DEVELOPMENT BANK account in XIAMEN, share SWIFT code SDBCCNBJSMN with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CHINA DEVELOPMENT BANK, XIAMEN must provide SWIFT code SDBCCNBJSMN. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CHINA DEVELOPMENT BANK in XIAMEN rely on SWIFT code SDBCCNBJSMN for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CHINA DEVELOPMENT BANK →

For cheque clearing or NACH mandates, use the MICR code for CHINA DEVELOPMENT BANK →

For TDS challan deposits, find the BSR code for CHINA DEVELOPMENT BANK →

How SWIFT Code SDBCCNBJSMN Routes an International Transfer

1. Initiation: The sender provides SWIFT code SDBCCNBJSMN and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CHINA DEVELOPMENT BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CHINA DEVELOPMENT BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SDBCCNBJSMN

• Spaces or lowercase letters — Always enter SDBCCNBJSMN uppercase with no spaces.
• Using the wrong city — This code is for XIAMEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SDBCCNBJSMN directly with CHINA DEVELOPMENT BANK's XIAMEN branch or via the SWIFT BIC Directory.