SWIFT Code PCBCCNBJFJZ — CHINA CONSTRUCTION BANK CORPORATION, ZHANGZHOU

About SWIFT Code PCBCCNBJFJZ — CHINA CONSTRUCTION BANK CORPORATION, ZHANGZHOU

SWIFT code PCBCCNBJFJZ is the official 11-character branch-specific BIC (Bank Identifier Code) for CHINA CONSTRUCTION BANK CORPORATION in ZHANGZHOU, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CHINA CONSTRUCTION BANK CORPORATION for all outward international remittances from ZHANGZHOU. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PCBCCNBJFJZ

The code PCBCCNBJFJZ follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PCBCCNBJFJZ

Receiving International Wire Transfers

To receive money from abroad at your CHINA CONSTRUCTION BANK CORPORATION account in ZHANGZHOU, share SWIFT code PCBCCNBJFJZ with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CHINA CONSTRUCTION BANK CORPORATION, ZHANGZHOU must provide SWIFT code PCBCCNBJFJZ. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CHINA CONSTRUCTION BANK CORPORATION in ZHANGZHOU rely on SWIFT code PCBCCNBJFJZ for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CHINA CONSTRUCTION BANK CORPORATION →

For cheque clearing or NACH mandates, use the MICR code for CHINA CONSTRUCTION BANK CORPORATION →

For TDS challan deposits, find the BSR code for CHINA CONSTRUCTION BANK CORPORATION →

How SWIFT Code PCBCCNBJFJZ Routes an International Transfer

1. Initiation: The sender provides SWIFT code PCBCCNBJFJZ and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CHINA CONSTRUCTION BANK CORPORATION.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CHINA CONSTRUCTION BANK CORPORATION receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PCBCCNBJFJZ

• Spaces or lowercase letters — Always enter PCBCCNBJFJZ uppercase with no spaces.
• Using the wrong city — This code is for ZHANGZHOU only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PCBCCNBJFJZ directly with CHINA CONSTRUCTION BANK CORPORATION's ZHANGZHOU branch or via the SWIFT BIC Directory.