SWIFT Code CIBKCNBJ471 — CHINA CITIC BANK, LUOYANG

About SWIFT Code CIBKCNBJ471 — CHINA CITIC BANK, LUOYANG

SWIFT code CIBKCNBJ471 is the official 11-character branch-specific BIC (Bank Identifier Code) for CHINA CITIC BANK in LUOYANG, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CHINA CITIC BANK for all outward international remittances from LUOYANG. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CIBKCNBJ471

The code CIBKCNBJ471 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CIBKCNBJ471

Receiving International Wire Transfers

To receive money from abroad at your CHINA CITIC BANK account in LUOYANG, share SWIFT code CIBKCNBJ471 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CHINA CITIC BANK, LUOYANG must provide SWIFT code CIBKCNBJ471. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CHINA CITIC BANK in LUOYANG rely on SWIFT code CIBKCNBJ471 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CHINA CITIC BANK →

For cheque clearing or NACH mandates, use the MICR code for CHINA CITIC BANK →

For TDS challan deposits, find the BSR code for CHINA CITIC BANK →

How SWIFT Code CIBKCNBJ471 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CIBKCNBJ471 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CHINA CITIC BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CHINA CITIC BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CIBKCNBJ471

• Spaces or lowercase letters — Always enter CIBKCNBJ471 uppercase with no spaces.
• Using the wrong city — This code is for LUOYANG only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CIBKCNBJ471 directly with CHINA CITIC BANK's LUOYANG branch or via the SWIFT BIC Directory.