SWIFT Code RZCBCNBD — BANK OF RIZHAO, RIZHAO

About SWIFT Code RZCBCNBD — BANK OF RIZHAO, RIZHAO

SWIFT code RZCBCNBD is the official 8-character head-office BIC (Bank Identifier Code) for BANK OF RIZHAO in RIZHAO, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK OF RIZHAO for all outward international remittances from RIZHAO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RZCBCNBD

The code RZCBCNBD follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RZCBCNBD

Receiving International Wire Transfers

To receive money from abroad at your BANK OF RIZHAO account in RIZHAO, share SWIFT code RZCBCNBD with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK OF RIZHAO, RIZHAO must provide SWIFT code RZCBCNBD. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK OF RIZHAO in RIZHAO rely on SWIFT code RZCBCNBD for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK OF RIZHAO →

For cheque clearing or NACH mandates, use the MICR code for BANK OF RIZHAO →

For TDS challan deposits, find the BSR code for BANK OF RIZHAO →

How SWIFT Code RZCBCNBD Routes an International Transfer

1. Initiation: The sender provides SWIFT code RZCBCNBD and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK OF RIZHAO.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK OF RIZHAO receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RZCBCNBD

• Spaces or lowercase letters — Always enter RZCBCNBD uppercase with no spaces.
• Using the wrong city — This code is for RIZHAO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RZCBCNBD directly with BANK OF RIZHAO's RIZHAO branch or via the SWIFT BIC Directory.