SWIFT Code COMMCNSHLYA — BANK OF COMMUNICATIONS, LUOYANG

About SWIFT Code COMMCNSHLYA — BANK OF COMMUNICATIONS, LUOYANG

SWIFT code COMMCNSHLYA is the official 11-character branch-specific BIC (Bank Identifier Code) for BANK OF COMMUNICATIONS in LUOYANG, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK OF COMMUNICATIONS for all outward international remittances from LUOYANG. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code COMMCNSHLYA

The code COMMCNSHLYA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code COMMCNSHLYA

Receiving International Wire Transfers

To receive money from abroad at your BANK OF COMMUNICATIONS account in LUOYANG, share SWIFT code COMMCNSHLYA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK OF COMMUNICATIONS, LUOYANG must provide SWIFT code COMMCNSHLYA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK OF COMMUNICATIONS in LUOYANG rely on SWIFT code COMMCNSHLYA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK OF COMMUNICATIONS →

For cheque clearing or NACH mandates, use the MICR code for BANK OF COMMUNICATIONS →

For TDS challan deposits, find the BSR code for BANK OF COMMUNICATIONS →

How SWIFT Code COMMCNSHLYA Routes an International Transfer

1. Initiation: The sender provides SWIFT code COMMCNSHLYA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK OF COMMUNICATIONS.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK OF COMMUNICATIONS receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code COMMCNSHLYA

• Spaces or lowercase letters — Always enter COMMCNSHLYA uppercase with no spaces.
• Using the wrong city — This code is for LUOYANG only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm COMMCNSHLYA directly with BANK OF COMMUNICATIONS's LUOYANG branch or via the SWIFT BIC Directory.