SWIFT Code BKCHCNBJ87F — BANK OF CHINA, HEIHE

About SWIFT Code BKCHCNBJ87F — BANK OF CHINA, HEIHE

SWIFT code BKCHCNBJ87F is the official 11-character branch-specific BIC (Bank Identifier Code) for BANK OF CHINA in HEIHE, China. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK OF CHINA for all outward international remittances from HEIHE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BKCHCNBJ87F

The code BKCHCNBJ87F follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BKCHCNBJ87F

Receiving International Wire Transfers

To receive money from abroad at your BANK OF CHINA account in HEIHE, share SWIFT code BKCHCNBJ87F with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK OF CHINA, HEIHE must provide SWIFT code BKCHCNBJ87F. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK OF CHINA in HEIHE rely on SWIFT code BKCHCNBJ87F for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK OF CHINA →

For cheque clearing or NACH mandates, use the MICR code for BANK OF CHINA →

For TDS challan deposits, find the BSR code for BANK OF CHINA →

How SWIFT Code BKCHCNBJ87F Routes an International Transfer

1. Initiation: The sender provides SWIFT code BKCHCNBJ87F and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK OF CHINA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK OF CHINA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BKCHCNBJ87F

• Spaces or lowercase letters — Always enter BKCHCNBJ87F uppercase with no spaces.
• Using the wrong city — This code is for HEIHE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within China.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BKCHCNBJ87F directly with BANK OF CHINA's HEIHE branch or via the SWIFT BIC Directory.