SWIFT Code PAONCLR1 — PACIFIC OVERSEAS INTERNATIONAL BANK LIMITED, SANTIAGO

About SWIFT Code PAONCLR1 — PACIFIC OVERSEAS INTERNATIONAL BANK LIMITED, SANTIAGO

SWIFT code PAONCLR1 is the official 8-character head-office BIC (Bank Identifier Code) for PACIFIC OVERSEAS INTERNATIONAL BANK LIMITED in SANTIAGO, Chile. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PACIFIC OVERSEAS INTERNATIONAL BANK LIMITED for all outward international remittances from SANTIAGO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PAONCLR1

The code PAONCLR1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PAONCLR1

Receiving International Wire Transfers

To receive money from abroad at your PACIFIC OVERSEAS INTERNATIONAL BANK LIMITED account in SANTIAGO, share SWIFT code PAONCLR1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PACIFIC OVERSEAS INTERNATIONAL BANK LIMITED, SANTIAGO must provide SWIFT code PAONCLR1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PACIFIC OVERSEAS INTERNATIONAL BANK LIMITED in SANTIAGO rely on SWIFT code PAONCLR1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PACIFIC OVERSEAS INTERNATIONAL BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for PACIFIC OVERSEAS INTERNATIONAL BANK LIMITED →

For TDS challan deposits, find the BSR code for PACIFIC OVERSEAS INTERNATIONAL BANK LIMITED →

How SWIFT Code PAONCLR1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code PAONCLR1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PACIFIC OVERSEAS INTERNATIONAL BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PACIFIC OVERSEAS INTERNATIONAL BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PAONCLR1

• Spaces or lowercase letters — Always enter PAONCLR1 uppercase with no spaces.
• Using the wrong city — This code is for SANTIAGO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Chile.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PAONCLR1 directly with PACIFIC OVERSEAS INTERNATIONAL BANK LIMITED's SANTIAGO branch or via the SWIFT BIC Directory.