SWIFT Code GRCDCA21 — VW GROUP CANADA, AJAX,ONTARIO
Verified SWIFT/BIC code for VW GROUP CANADA in AJAX,ONTARIO, Canada. Use this code for international wire transfers.
AJAX,ONTARIO
VW GROUP CANADA · Canada
SWIFT / BIC Code
GRCDCA21
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
AJAX,ONTARIO
City
Country Code
CA
Connection Status
Active
About SWIFT Code GRCDCA21 — VW GROUP CANADA, AJAX,ONTARIO
SWIFT code GRCDCA21 is the official 8-character head-office BIC (Bank Identifier Code) for VW GROUP CANADA in AJAX,ONTARIO, Canada. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by VW GROUP CANADA for all outward international remittances from AJAX,ONTARIO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code GRCDCA21
The code GRCDCA21 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | GRCD | 4 letters | Identifies VW GROUP CANADA as the institution |
| Country Code | CA | 2 letters | ISO 3166-1 alpha-2 code for Canada |
| Location Code | 21 | 2 chars | City/region identifier within Canada |
When to Use SWIFT Code GRCDCA21
Receiving International Wire Transfers
To receive money from abroad at your VW GROUP CANADA account in AJAX,ONTARIO, share SWIFT code GRCDCA21 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at VW GROUP CANADA, AJAX,ONTARIO must provide SWIFT code GRCDCA21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using VW GROUP CANADA in AJAX,ONTARIO rely on SWIFT code GRCDCA21 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT GRCDCA21 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VW GROUP CANADA →
For cheque clearing or NACH mandates, use the MICR code for VW GROUP CANADA →
For TDS challan deposits, find the BSR code for VW GROUP CANADA →
How SWIFT Code GRCDCA21 Routes an International Transfer
- Initiation: The sender provides SWIFT code GRCDCA21 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to VW GROUP CANADA.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: VW GROUP CANADA receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code GRCDCA21
- Spaces or lowercase letters — Always enter
GRCDCA21uppercase with no spaces. - Using the wrong city — This code is for AJAX,ONTARIO only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Canada.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GRCDCA21 directly with VW GROUP CANADA's AJAX,ONTARIO branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against VW GROUP CANADA's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
