SWIFT Code RJAMCA81TOR — RAYMOND JAMES LTD., TORONTO

About SWIFT Code RJAMCA81TOR — RAYMOND JAMES LTD., TORONTO

SWIFT code RJAMCA81TOR is the official 11-character branch-specific BIC (Bank Identifier Code) for RAYMOND JAMES LTD. in TORONTO, Canada. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by RAYMOND JAMES LTD. for all outward international remittances from TORONTO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RJAMCA81TOR

The code RJAMCA81TOR follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RJAMCA81TOR

Receiving International Wire Transfers

To receive money from abroad at your RAYMOND JAMES LTD. account in TORONTO, share SWIFT code RJAMCA81TOR with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at RAYMOND JAMES LTD., TORONTO must provide SWIFT code RJAMCA81TOR. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using RAYMOND JAMES LTD. in TORONTO rely on SWIFT code RJAMCA81TOR for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RAYMOND JAMES LTD. →

For cheque clearing or NACH mandates, use the MICR code for RAYMOND JAMES LTD. →

For TDS challan deposits, find the BSR code for RAYMOND JAMES LTD. →

How SWIFT Code RJAMCA81TOR Routes an International Transfer

1. Initiation: The sender provides SWIFT code RJAMCA81TOR and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to RAYMOND JAMES LTD..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: RAYMOND JAMES LTD. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RJAMCA81TOR

• Spaces or lowercase letters — Always enter RJAMCA81TOR uppercase with no spaces.
• Using the wrong city — This code is for TORONTO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Canada.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RJAMCA81TOR directly with RAYMOND JAMES LTD.'s TORONTO branch or via the SWIFT BIC Directory.