SWIFT Code MHCBCATT — MIZUHO BANK, LTD., CANADA BRANCH, TORONTO

About SWIFT Code MHCBCATT — MIZUHO BANK, LTD., CANADA BRANCH, TORONTO

SWIFT code MHCBCATT is the official 8-character head-office BIC (Bank Identifier Code) for MIZUHO BANK, LTD., CANADA BRANCH in TORONTO, Canada. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MIZUHO BANK, LTD., CANADA BRANCH for all outward international remittances from TORONTO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MHCBCATT

The code MHCBCATT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MHCBCATT

Receiving International Wire Transfers

To receive money from abroad at your MIZUHO BANK, LTD., CANADA BRANCH account in TORONTO, share SWIFT code MHCBCATT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MIZUHO BANK, LTD., CANADA BRANCH, TORONTO must provide SWIFT code MHCBCATT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MIZUHO BANK, LTD., CANADA BRANCH in TORONTO rely on SWIFT code MHCBCATT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MIZUHO BANK, LTD., CANADA BRANCH →

For cheque clearing or NACH mandates, use the MICR code for MIZUHO BANK, LTD., CANADA BRANCH →

For TDS challan deposits, find the BSR code for MIZUHO BANK, LTD., CANADA BRANCH →

How SWIFT Code MHCBCATT Routes an International Transfer

1. Initiation: The sender provides SWIFT code MHCBCATT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MIZUHO BANK, LTD., CANADA BRANCH.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MIZUHO BANK, LTD., CANADA BRANCH receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MHCBCATT

• Spaces or lowercase letters — Always enter MHCBCATT uppercase with no spaces.
• Using the wrong city — This code is for TORONTO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Canada.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MHCBCATT directly with MIZUHO BANK, LTD., CANADA BRANCH's TORONTO branch or via the SWIFT BIC Directory.