SWIFT Code MRCUCA21 — MERIDIAN CREDIT UNION LIMITED, ST CATHARINES

About SWIFT Code MRCUCA21 — MERIDIAN CREDIT UNION LIMITED, ST CATHARINES

SWIFT code MRCUCA21 is the official 8-character head-office BIC (Bank Identifier Code) for MERIDIAN CREDIT UNION LIMITED in ST CATHARINES, Canada. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MERIDIAN CREDIT UNION LIMITED for all outward international remittances from ST CATHARINES. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MRCUCA21

The code MRCUCA21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MRCUCA21

Receiving International Wire Transfers

To receive money from abroad at your MERIDIAN CREDIT UNION LIMITED account in ST CATHARINES, share SWIFT code MRCUCA21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MERIDIAN CREDIT UNION LIMITED, ST CATHARINES must provide SWIFT code MRCUCA21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MERIDIAN CREDIT UNION LIMITED in ST CATHARINES rely on SWIFT code MRCUCA21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MERIDIAN CREDIT UNION LIMITED →

For cheque clearing or NACH mandates, use the MICR code for MERIDIAN CREDIT UNION LIMITED →

For TDS challan deposits, find the BSR code for MERIDIAN CREDIT UNION LIMITED →

How SWIFT Code MRCUCA21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code MRCUCA21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MERIDIAN CREDIT UNION LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MERIDIAN CREDIT UNION LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MRCUCA21

• Spaces or lowercase letters — Always enter MRCUCA21 uppercase with no spaces.
• Using the wrong city — This code is for ST CATHARINES only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Canada.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MRCUCA21 directly with MERIDIAN CREDIT UNION LIMITED's ST CATHARINES branch or via the SWIFT BIC Directory.