SWIFT Code MCOACAM1 — M. COUSINEAU AND ASSOCIES INC., LAVAL

About SWIFT Code MCOACAM1 — M. COUSINEAU AND ASSOCIES INC., LAVAL

SWIFT code MCOACAM1 is the official 8-character head-office BIC (Bank Identifier Code) for M. COUSINEAU AND ASSOCIES INC. in LAVAL, Canada. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by M. COUSINEAU AND ASSOCIES INC. for all outward international remittances from LAVAL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MCOACAM1

The code MCOACAM1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MCOACAM1

Receiving International Wire Transfers

To receive money from abroad at your M. COUSINEAU AND ASSOCIES INC. account in LAVAL, share SWIFT code MCOACAM1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at M. COUSINEAU AND ASSOCIES INC., LAVAL must provide SWIFT code MCOACAM1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using M. COUSINEAU AND ASSOCIES INC. in LAVAL rely on SWIFT code MCOACAM1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for M. COUSINEAU AND ASSOCIES INC. →

For cheque clearing or NACH mandates, use the MICR code for M. COUSINEAU AND ASSOCIES INC. →

For TDS challan deposits, find the BSR code for M. COUSINEAU AND ASSOCIES INC. →

How SWIFT Code MCOACAM1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code MCOACAM1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to M. COUSINEAU AND ASSOCIES INC..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: M. COUSINEAU AND ASSOCIES INC. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MCOACAM1

• Spaces or lowercase letters — Always enter MCOACAM1 uppercase with no spaces.
• Using the wrong city — This code is for LAVAL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Canada.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MCOACAM1 directly with M. COUSINEAU AND ASSOCIES INC.'s LAVAL branch or via the SWIFT BIC Directory.