SWIFT Code HQPFCAM1 — HYDRO-QUEBEC PENSION FUND, MONTREAL

About SWIFT Code HQPFCAM1 — HYDRO-QUEBEC PENSION FUND, MONTREAL

SWIFT code HQPFCAM1 is the official 8-character head-office BIC (Bank Identifier Code) for HYDRO-QUEBEC PENSION FUND in MONTREAL, Canada. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HYDRO-QUEBEC PENSION FUND for all outward international remittances from MONTREAL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HQPFCAM1

The code HQPFCAM1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HQPFCAM1

Receiving International Wire Transfers

To receive money from abroad at your HYDRO-QUEBEC PENSION FUND account in MONTREAL, share SWIFT code HQPFCAM1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HYDRO-QUEBEC PENSION FUND, MONTREAL must provide SWIFT code HQPFCAM1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HYDRO-QUEBEC PENSION FUND in MONTREAL rely on SWIFT code HQPFCAM1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HYDRO-QUEBEC PENSION FUND →

For cheque clearing or NACH mandates, use the MICR code for HYDRO-QUEBEC PENSION FUND →

For TDS challan deposits, find the BSR code for HYDRO-QUEBEC PENSION FUND →

How SWIFT Code HQPFCAM1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code HQPFCAM1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HYDRO-QUEBEC PENSION FUND.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HYDRO-QUEBEC PENSION FUND receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HQPFCAM1

• Spaces or lowercase letters — Always enter HQPFCAM1 uppercase with no spaces.
• Using the wrong city — This code is for MONTREAL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Canada.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HQPFCAM1 directly with HYDRO-QUEBEC PENSION FUND's MONTREAL branch or via the SWIFT BIC Directory.