SWIFT Code WRCICA81 — HSBC CAPITAL (CANADA) INC, VANCOUVER

About SWIFT Code WRCICA81 — HSBC CAPITAL (CANADA) INC, VANCOUVER

SWIFT code WRCICA81 is the official 8-character head-office BIC (Bank Identifier Code) for HSBC CAPITAL (CANADA) INC in VANCOUVER, Canada. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HSBC CAPITAL (CANADA) INC for all outward international remittances from VANCOUVER. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code WRCICA81

The code WRCICA81 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code WRCICA81

Receiving International Wire Transfers

To receive money from abroad at your HSBC CAPITAL (CANADA) INC account in VANCOUVER, share SWIFT code WRCICA81 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HSBC CAPITAL (CANADA) INC, VANCOUVER must provide SWIFT code WRCICA81. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HSBC CAPITAL (CANADA) INC in VANCOUVER rely on SWIFT code WRCICA81 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HSBC CAPITAL (CANADA) INC →

For cheque clearing or NACH mandates, use the MICR code for HSBC CAPITAL (CANADA) INC →

For TDS challan deposits, find the BSR code for HSBC CAPITAL (CANADA) INC →

How SWIFT Code WRCICA81 Routes an International Transfer

1. Initiation: The sender provides SWIFT code WRCICA81 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HSBC CAPITAL (CANADA) INC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HSBC CAPITAL (CANADA) INC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code WRCICA81

• Spaces or lowercase letters — Always enter WRCICA81 uppercase with no spaces.
• Using the wrong city — This code is for VANCOUVER only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Canada.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm WRCICA81 directly with HSBC CAPITAL (CANADA) INC's VANCOUVER branch or via the SWIFT BIC Directory.