SWIFT Code HBZUCATT — HABIB CANADIAN BANK, MISSISSAUGA

About SWIFT Code HBZUCATT — HABIB CANADIAN BANK, MISSISSAUGA

SWIFT code HBZUCATT is the official 8-character head-office BIC (Bank Identifier Code) for HABIB CANADIAN BANK in MISSISSAUGA, Canada. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HABIB CANADIAN BANK for all outward international remittances from MISSISSAUGA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HBZUCATT

The code HBZUCATT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HBZUCATT

Receiving International Wire Transfers

To receive money from abroad at your HABIB CANADIAN BANK account in MISSISSAUGA, share SWIFT code HBZUCATT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HABIB CANADIAN BANK, MISSISSAUGA must provide SWIFT code HBZUCATT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HABIB CANADIAN BANK in MISSISSAUGA rely on SWIFT code HBZUCATT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HABIB CANADIAN BANK →

For cheque clearing or NACH mandates, use the MICR code for HABIB CANADIAN BANK →

For TDS challan deposits, find the BSR code for HABIB CANADIAN BANK →

How SWIFT Code HBZUCATT Routes an International Transfer

1. Initiation: The sender provides SWIFT code HBZUCATT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HABIB CANADIAN BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HABIB CANADIAN BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HBZUCATT

• Spaces or lowercase letters — Always enter HBZUCATT uppercase with no spaces.
• Using the wrong city — This code is for MISSISSAUGA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Canada.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HBZUCATT directly with HABIB CANADIAN BANK's MISSISSAUGA branch or via the SWIFT BIC Directory.