SWIFT Code FIDDCAM1 — FIDUCIE DESJARDINS, MONTREAL

About SWIFT Code FIDDCAM1 — FIDUCIE DESJARDINS, MONTREAL

SWIFT code FIDDCAM1 is the official 8-character head-office BIC (Bank Identifier Code) for FIDUCIE DESJARDINS in MONTREAL, Canada. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FIDUCIE DESJARDINS for all outward international remittances from MONTREAL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FIDDCAM1

The code FIDDCAM1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FIDDCAM1

Receiving International Wire Transfers

To receive money from abroad at your FIDUCIE DESJARDINS account in MONTREAL, share SWIFT code FIDDCAM1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FIDUCIE DESJARDINS, MONTREAL must provide SWIFT code FIDDCAM1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FIDUCIE DESJARDINS in MONTREAL rely on SWIFT code FIDDCAM1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FIDUCIE DESJARDINS →

For cheque clearing or NACH mandates, use the MICR code for FIDUCIE DESJARDINS →

For TDS challan deposits, find the BSR code for FIDUCIE DESJARDINS →

How SWIFT Code FIDDCAM1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code FIDDCAM1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FIDUCIE DESJARDINS.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FIDUCIE DESJARDINS receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FIDDCAM1

• Spaces or lowercase letters — Always enter FIDDCAM1 uppercase with no spaces.
• Using the wrong city — This code is for MONTREAL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Canada.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FIDDCAM1 directly with FIDUCIE DESJARDINS's MONTREAL branch or via the SWIFT BIC Directory.