SWIFT Code CDCNCA21 — CAISSE DESJARDINS DES CHUTES MONTMORENCY, QUEBEC

About SWIFT Code CDCNCA21 — CAISSE DESJARDINS DES CHUTES MONTMORENCY, QUEBEC

SWIFT code CDCNCA21 is the official 8-character head-office BIC (Bank Identifier Code) for CAISSE DESJARDINS DES CHUTES MONTMORENCY in QUEBEC, Canada. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CAISSE DESJARDINS DES CHUTES MONTMORENCY for all outward international remittances from QUEBEC. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CDCNCA21

The code CDCNCA21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CDCNCA21

Receiving International Wire Transfers

To receive money from abroad at your CAISSE DESJARDINS DES CHUTES MONTMORENCY account in QUEBEC, share SWIFT code CDCNCA21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CAISSE DESJARDINS DES CHUTES MONTMORENCY, QUEBEC must provide SWIFT code CDCNCA21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CAISSE DESJARDINS DES CHUTES MONTMORENCY in QUEBEC rely on SWIFT code CDCNCA21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CAISSE DESJARDINS DES CHUTES MONTMORENCY →

For cheque clearing or NACH mandates, use the MICR code for CAISSE DESJARDINS DES CHUTES MONTMORENCY →

For TDS challan deposits, find the BSR code for CAISSE DESJARDINS DES CHUTES MONTMORENCY →

How SWIFT Code CDCNCA21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CDCNCA21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CAISSE DESJARDINS DES CHUTES MONTMORENCY.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CAISSE DESJARDINS DES CHUTES MONTMORENCY receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CDCNCA21

• Spaces or lowercase letters — Always enter CDCNCA21 uppercase with no spaces.
• Using the wrong city — This code is for QUEBEC only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Canada.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CDCNCA21 directly with CAISSE DESJARDINS DES CHUTES MONTMORENCY's QUEBEC branch or via the SWIFT BIC Directory.