SWIFT Code ROYACA21 — BANQUE ROYALE DU CANADA, VICTORIAVILLE

About SWIFT Code ROYACA21 — BANQUE ROYALE DU CANADA, VICTORIAVILLE

SWIFT code ROYACA21 is the official 8-character head-office BIC (Bank Identifier Code) for BANQUE ROYALE DU CANADA in VICTORIAVILLE, Canada. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANQUE ROYALE DU CANADA for all outward international remittances from VICTORIAVILLE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ROYACA21

The code ROYACA21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ROYACA21

Receiving International Wire Transfers

To receive money from abroad at your BANQUE ROYALE DU CANADA account in VICTORIAVILLE, share SWIFT code ROYACA21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANQUE ROYALE DU CANADA, VICTORIAVILLE must provide SWIFT code ROYACA21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANQUE ROYALE DU CANADA in VICTORIAVILLE rely on SWIFT code ROYACA21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANQUE ROYALE DU CANADA →

For cheque clearing or NACH mandates, use the MICR code for BANQUE ROYALE DU CANADA →

For TDS challan deposits, find the BSR code for BANQUE ROYALE DU CANADA →

How SWIFT Code ROYACA21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code ROYACA21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANQUE ROYALE DU CANADA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANQUE ROYALE DU CANADA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ROYACA21

• Spaces or lowercase letters — Always enter ROYACA21 uppercase with no spaces.
• Using the wrong city — This code is for VICTORIAVILLE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Canada.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ROYACA21 directly with BANQUE ROYALE DU CANADA's VICTORIAVILLE branch or via the SWIFT BIC Directory.