SWIFT Code BEACCMCX120 — BANQUE DES ETATS D'AFRIQUE CENTRALE, GAROUA

About SWIFT Code BEACCMCX120 — BANQUE DES ETATS D'AFRIQUE CENTRALE, GAROUA

SWIFT code BEACCMCX120 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANQUE DES ETATS D'AFRIQUE CENTRALE in GAROUA, Cameroon. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANQUE DES ETATS D'AFRIQUE CENTRALE for all outward international remittances from GAROUA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BEACCMCX120

The code BEACCMCX120 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BEACCMCX120

Receiving International Wire Transfers

To receive money from abroad at your BANQUE DES ETATS D'AFRIQUE CENTRALE account in GAROUA, share SWIFT code BEACCMCX120 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANQUE DES ETATS D'AFRIQUE CENTRALE, GAROUA must provide SWIFT code BEACCMCX120. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANQUE DES ETATS D'AFRIQUE CENTRALE in GAROUA rely on SWIFT code BEACCMCX120 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANQUE DES ETATS D'AFRIQUE CENTRALE →

For cheque clearing or NACH mandates, use the MICR code for BANQUE DES ETATS D'AFRIQUE CENTRALE →

For TDS challan deposits, find the BSR code for BANQUE DES ETATS D'AFRIQUE CENTRALE →

How SWIFT Code BEACCMCX120 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BEACCMCX120 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANQUE DES ETATS D'AFRIQUE CENTRALE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANQUE DES ETATS D'AFRIQUE CENTRALE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BEACCMCX120

• Spaces or lowercase letters — Always enter BEACCMCX120 uppercase with no spaces.
• Using the wrong city — This code is for GAROUA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Cameroon.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BEACCMCX120 directly with BANQUE DES ETATS D'AFRIQUE CENTRALE's GAROUA branch or via the SWIFT BIC Directory.