SWIFT Code REIABG21 — REAL FINANCE AD, VARNA
Verified SWIFT/BIC code for REAL FINANCE AD in VARNA, Bulgaria. Use this code for international wire transfers.
VARNA
REAL FINANCE AD · Bulgaria
SWIFT / BIC Code
REIABG21
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
VARNA
City
Country Code
BG
Connection Status
Active
About SWIFT Code REIABG21 — REAL FINANCE AD, VARNA
SWIFT code REIABG21 is the official 8-character head-office BIC (Bank Identifier Code) for REAL FINANCE AD in VARNA, Bulgaria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by REAL FINANCE AD for all outward international remittances from VARNA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code REIABG21
The code REIABG21 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | REIA | 4 letters | Identifies REAL FINANCE AD as the institution |
| Country Code | BG | 2 letters | ISO 3166-1 alpha-2 code for Bulgaria |
| Location Code | 21 | 2 chars | City/region identifier within Bulgaria |
When to Use SWIFT Code REIABG21
Receiving International Wire Transfers
To receive money from abroad at your REAL FINANCE AD account in VARNA, share SWIFT code REIABG21 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at REAL FINANCE AD, VARNA must provide SWIFT code REIABG21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using REAL FINANCE AD in VARNA rely on SWIFT code REIABG21 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT REIABG21 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for REAL FINANCE AD →
For cheque clearing or NACH mandates, use the MICR code for REAL FINANCE AD →
For TDS challan deposits, find the BSR code for REAL FINANCE AD →
How SWIFT Code REIABG21 Routes an International Transfer
- Initiation: The sender provides SWIFT code REIABG21 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to REAL FINANCE AD.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: REAL FINANCE AD receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code REIABG21
- Spaces or lowercase letters — Always enter
REIABG21uppercase with no spaces. - Using the wrong city — This code is for VARNA only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Bulgaria.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm REIABG21 directly with REAL FINANCE AD's VARNA branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against REAL FINANCE AD's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
