SWIFT Code INTFBGSF — INTERCARD FINANCE AD, SOFIA

About SWIFT Code INTFBGSF — INTERCARD FINANCE AD, SOFIA

SWIFT code INTFBGSF is the official 8-character head-office BIC (Bank Identifier Code) for INTERCARD FINANCE AD in SOFIA, Bulgaria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by INTERCARD FINANCE AD for all outward international remittances from SOFIA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code INTFBGSF

The code INTFBGSF follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code INTFBGSF

Receiving International Wire Transfers

To receive money from abroad at your INTERCARD FINANCE AD account in SOFIA, share SWIFT code INTFBGSF with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at INTERCARD FINANCE AD, SOFIA must provide SWIFT code INTFBGSF. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using INTERCARD FINANCE AD in SOFIA rely on SWIFT code INTFBGSF for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for INTERCARD FINANCE AD →

For cheque clearing or NACH mandates, use the MICR code for INTERCARD FINANCE AD →

For TDS challan deposits, find the BSR code for INTERCARD FINANCE AD →

How SWIFT Code INTFBGSF Routes an International Transfer

1. Initiation: The sender provides SWIFT code INTFBGSF and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to INTERCARD FINANCE AD.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: INTERCARD FINANCE AD receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code INTFBGSF

• Spaces or lowercase letters — Always enter INTFBGSF uppercase with no spaces.
• Using the wrong city — This code is for SOFIA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Bulgaria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm INTFBGSF directly with INTERCARD FINANCE AD's SOFIA branch or via the SWIFT BIC Directory.