SWIFT Code BPNMBRSP — BANCO PAN S.A., SAO PAULO
Verified SWIFT/BIC code for BANCO PAN S.A. in SAO PAULO, Brazil. Use this code for international wire transfers.
SAO PAULO
BANCO PAN S.A. · Brazil
SWIFT / BIC Code
BPNMBRSP
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
SAO PAULO
City
Country Code
BR
Connection Status
Active
About SWIFT Code BPNMBRSP — BANCO PAN S.A., SAO PAULO
SWIFT code BPNMBRSP is the official 8-character head-office BIC (Bank Identifier Code) for BANCO PAN S.A. in SAO PAULO, Brazil. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by BANCO PAN S.A. for all outward international remittances from SAO PAULO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code BPNMBRSP
The code BPNMBRSP follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | BPNM | 4 letters | Identifies BANCO PAN S.A. as the institution |
| Country Code | BR | 2 letters | ISO 3166-1 alpha-2 code for Brazil |
| Location Code | SP | 2 chars | City/region identifier within Brazil |
When to Use SWIFT Code BPNMBRSP
Receiving International Wire Transfers
To receive money from abroad at your BANCO PAN S.A. account in SAO PAULO, share SWIFT code BPNMBRSP with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at BANCO PAN S.A., SAO PAULO must provide SWIFT code BPNMBRSP. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using BANCO PAN S.A. in SAO PAULO rely on SWIFT code BPNMBRSP for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT BPNMBRSP | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCO PAN S.A. →
For cheque clearing or NACH mandates, use the MICR code for BANCO PAN S.A. →
For TDS challan deposits, find the BSR code for BANCO PAN S.A. →
How SWIFT Code BPNMBRSP Routes an International Transfer
- Initiation: The sender provides SWIFT code BPNMBRSP and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to BANCO PAN S.A..
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: BANCO PAN S.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code BPNMBRSP
- Spaces or lowercase letters — Always enter
BPNMBRSPuppercase with no spaces. - Using the wrong city — This code is for SAO PAULO only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Brazil.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BPNMBRSP directly with BANCO PAN S.A.'s SAO PAULO branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against BANCO PAN S.A.'s published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
