SWIFT Code PUNBBTBT — DRUK PNB BANK LIMITED, THIMPHU

About SWIFT Code PUNBBTBT — DRUK PNB BANK LIMITED, THIMPHU

SWIFT code PUNBBTBT is the official 8-character head-office BIC (Bank Identifier Code) for DRUK PNB BANK LIMITED in THIMPHU, Bhutan. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by DRUK PNB BANK LIMITED for all outward international remittances from THIMPHU. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PUNBBTBT

The code PUNBBTBT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PUNBBTBT

Receiving International Wire Transfers

To receive money from abroad at your DRUK PNB BANK LIMITED account in THIMPHU, share SWIFT code PUNBBTBT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at DRUK PNB BANK LIMITED, THIMPHU must provide SWIFT code PUNBBTBT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using DRUK PNB BANK LIMITED in THIMPHU rely on SWIFT code PUNBBTBT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for DRUK PNB BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for DRUK PNB BANK LIMITED →

For TDS challan deposits, find the BSR code for DRUK PNB BANK LIMITED →

How SWIFT Code PUNBBTBT Routes an International Transfer

1. Initiation: The sender provides SWIFT code PUNBBTBT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to DRUK PNB BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: DRUK PNB BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PUNBBTBT

• Spaces or lowercase letters — Always enter PUNBBTBT uppercase with no spaces.
• Using the wrong city — This code is for THIMPHU only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Bhutan.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PUNBBTBT directly with DRUK PNB BANK LIMITED's THIMPHU branch or via the SWIFT BIC Directory.