SWIFT Code COBBBJBJ — UNITED BANK FOR AFRICA BENIN, COTONOU

About SWIFT Code COBBBJBJ — UNITED BANK FOR AFRICA BENIN, COTONOU

SWIFT code COBBBJBJ is the official 8-character head-office BIC (Bank Identifier Code) for UNITED BANK FOR AFRICA BENIN in COTONOU, Benin. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UNITED BANK FOR AFRICA BENIN for all outward international remittances from COTONOU. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code COBBBJBJ

The code COBBBJBJ follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code COBBBJBJ

Receiving International Wire Transfers

To receive money from abroad at your UNITED BANK FOR AFRICA BENIN account in COTONOU, share SWIFT code COBBBJBJ with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UNITED BANK FOR AFRICA BENIN, COTONOU must provide SWIFT code COBBBJBJ. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UNITED BANK FOR AFRICA BENIN in COTONOU rely on SWIFT code COBBBJBJ for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNITED BANK FOR AFRICA BENIN →

For cheque clearing or NACH mandates, use the MICR code for UNITED BANK FOR AFRICA BENIN →

For TDS challan deposits, find the BSR code for UNITED BANK FOR AFRICA BENIN →

How SWIFT Code COBBBJBJ Routes an International Transfer

1. Initiation: The sender provides SWIFT code COBBBJBJ and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UNITED BANK FOR AFRICA BENIN.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UNITED BANK FOR AFRICA BENIN receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code COBBBJBJ

• Spaces or lowercase letters — Always enter COBBBJBJ uppercase with no spaces.
• Using the wrong city — This code is for COTONOU only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Benin.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm COBBBJBJ directly with UNITED BANK FOR AFRICA BENIN's COTONOU branch or via the SWIFT BIC Directory.