SWIFT Code BCAOBJBJ — BANQUE CENTRALE DES ETATS DE L'AFRIQUE DE L'OUEST, COTONOU

About SWIFT Code BCAOBJBJ — BANQUE CENTRALE DES ETATS DE L'AFRIQUE DE L'OUEST, COTONOU

SWIFT code BCAOBJBJ is the official 8-character head-office BIC (Bank Identifier Code) for BANQUE CENTRALE DES ETATS DE L'AFRIQUE DE L'OUEST in COTONOU, Benin. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANQUE CENTRALE DES ETATS DE L'AFRIQUE DE L'OUEST for all outward international remittances from COTONOU. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCAOBJBJ

The code BCAOBJBJ follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCAOBJBJ

Receiving International Wire Transfers

To receive money from abroad at your BANQUE CENTRALE DES ETATS DE L'AFRIQUE DE L'OUEST account in COTONOU, share SWIFT code BCAOBJBJ with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANQUE CENTRALE DES ETATS DE L'AFRIQUE DE L'OUEST, COTONOU must provide SWIFT code BCAOBJBJ. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANQUE CENTRALE DES ETATS DE L'AFRIQUE DE L'OUEST in COTONOU rely on SWIFT code BCAOBJBJ for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANQUE CENTRALE DES ETATS DE L'AFRIQUE DE L'OUEST →

For cheque clearing or NACH mandates, use the MICR code for BANQUE CENTRALE DES ETATS DE L'AFRIQUE DE L'OUEST →

For TDS challan deposits, find the BSR code for BANQUE CENTRALE DES ETATS DE L'AFRIQUE DE L'OUEST →

How SWIFT Code BCAOBJBJ Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCAOBJBJ and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANQUE CENTRALE DES ETATS DE L'AFRIQUE DE L'OUEST.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANQUE CENTRALE DES ETATS DE L'AFRIQUE DE L'OUEST receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCAOBJBJ

• Spaces or lowercase letters — Always enter BCAOBJBJ uppercase with no spaces.
• Using the wrong city — This code is for COTONOU only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Benin.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCAOBJBJ directly with BANQUE CENTRALE DES ETATS DE L'AFRIQUE DE L'OUEST's COTONOU branch or via the SWIFT BIC Directory.