SWIFT Code VDSPBE22 — VDK SPAARBANK NV, GENT

About SWIFT Code VDSPBE22 — VDK SPAARBANK NV, GENT

SWIFT code VDSPBE22 is the official 8-character head-office BIC (Bank Identifier Code) for VDK SPAARBANK NV in GENT, Belgium. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VDK SPAARBANK NV for all outward international remittances from GENT. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code VDSPBE22

The code VDSPBE22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code VDSPBE22

Receiving International Wire Transfers

To receive money from abroad at your VDK SPAARBANK NV account in GENT, share SWIFT code VDSPBE22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VDK SPAARBANK NV, GENT must provide SWIFT code VDSPBE22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VDK SPAARBANK NV in GENT rely on SWIFT code VDSPBE22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VDK SPAARBANK NV →

For cheque clearing or NACH mandates, use the MICR code for VDK SPAARBANK NV →

For TDS challan deposits, find the BSR code for VDK SPAARBANK NV →

How SWIFT Code VDSPBE22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code VDSPBE22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VDK SPAARBANK NV.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VDK SPAARBANK NV receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code VDSPBE22

• Spaces or lowercase letters — Always enter VDSPBE22 uppercase with no spaces.
• Using the wrong city — This code is for GENT only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Belgium.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VDSPBE22 directly with VDK SPAARBANK NV's GENT branch or via the SWIFT BIC Directory.