SWIFT Code LOJSBY22 — HOME CREDIT BANK, MINSK

About SWIFT Code LOJSBY22 — HOME CREDIT BANK, MINSK

SWIFT code LOJSBY22 is the official 8-character head-office BIC (Bank Identifier Code) for HOME CREDIT BANK in MINSK, Belarus. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HOME CREDIT BANK for all outward international remittances from MINSK. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code LOJSBY22

The code LOJSBY22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code LOJSBY22

Receiving International Wire Transfers

To receive money from abroad at your HOME CREDIT BANK account in MINSK, share SWIFT code LOJSBY22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HOME CREDIT BANK, MINSK must provide SWIFT code LOJSBY22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HOME CREDIT BANK in MINSK rely on SWIFT code LOJSBY22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HOME CREDIT BANK →

For cheque clearing or NACH mandates, use the MICR code for HOME CREDIT BANK →

For TDS challan deposits, find the BSR code for HOME CREDIT BANK →

How SWIFT Code LOJSBY22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code LOJSBY22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HOME CREDIT BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HOME CREDIT BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code LOJSBY22

• Spaces or lowercase letters — Always enter LOJSBY22 uppercase with no spaces.
• Using the wrong city — This code is for MINSK only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Belarus.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm LOJSBY22 directly with HOME CREDIT BANK's MINSK branch or via the SWIFT BIC Directory.