SWIFT Code FCTTBBBB — FIRST CITIZENS BANK (BARBADOS) LTD. THE MUTUAL BUILDING, BRIDGETOWN

About SWIFT Code FCTTBBBB — FIRST CITIZENS BANK (BARBADOS) LTD. THE MUTUAL BUILDING, BRIDGETOWN

SWIFT code FCTTBBBB is the official 8-character head-office BIC (Bank Identifier Code) for FIRST CITIZENS BANK (BARBADOS) LTD. THE MUTUAL BUILDING in BRIDGETOWN, Barbados. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FIRST CITIZENS BANK (BARBADOS) LTD. THE MUTUAL BUILDING for all outward international remittances from BRIDGETOWN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FCTTBBBB

The code FCTTBBBB follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FCTTBBBB

Receiving International Wire Transfers

To receive money from abroad at your FIRST CITIZENS BANK (BARBADOS) LTD. THE MUTUAL BUILDING account in BRIDGETOWN, share SWIFT code FCTTBBBB with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FIRST CITIZENS BANK (BARBADOS) LTD. THE MUTUAL BUILDING, BRIDGETOWN must provide SWIFT code FCTTBBBB. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FIRST CITIZENS BANK (BARBADOS) LTD. THE MUTUAL BUILDING in BRIDGETOWN rely on SWIFT code FCTTBBBB for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FIRST CITIZENS BANK (BARBADOS) LTD. THE MUTUAL BUILDING →

For cheque clearing or NACH mandates, use the MICR code for FIRST CITIZENS BANK (BARBADOS) LTD. THE MUTUAL BUILDING →

For TDS challan deposits, find the BSR code for FIRST CITIZENS BANK (BARBADOS) LTD. THE MUTUAL BUILDING →

How SWIFT Code FCTTBBBB Routes an International Transfer

1. Initiation: The sender provides SWIFT code FCTTBBBB and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FIRST CITIZENS BANK (BARBADOS) LTD. THE MUTUAL BUILDING.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FIRST CITIZENS BANK (BARBADOS) LTD. THE MUTUAL BUILDING receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FCTTBBBB

• Spaces or lowercase letters — Always enter FCTTBBBB uppercase with no spaces.
• Using the wrong city — This code is for BRIDGETOWN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Barbados.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FCTTBBBB directly with FIRST CITIZENS BANK (BARBADOS) LTD. THE MUTUAL BUILDING's BRIDGETOWN branch or via the SWIFT BIC Directory.