SWIFT Code UTBLBDDH469 — UTTARA BANK LIMITED, NAOGAON

About SWIFT Code UTBLBDDH469 — UTTARA BANK LIMITED, NAOGAON

SWIFT code UTBLBDDH469 is the official 11-character branch-specific BIC (Bank Identifier Code) for UTTARA BANK LIMITED in NAOGAON, Bangladesh. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UTTARA BANK LIMITED for all outward international remittances from NAOGAON. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UTBLBDDH469

The code UTBLBDDH469 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UTBLBDDH469

Receiving International Wire Transfers

To receive money from abroad at your UTTARA BANK LIMITED account in NAOGAON, share SWIFT code UTBLBDDH469 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UTTARA BANK LIMITED, NAOGAON must provide SWIFT code UTBLBDDH469. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UTTARA BANK LIMITED in NAOGAON rely on SWIFT code UTBLBDDH469 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UTTARA BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for UTTARA BANK LIMITED →

For TDS challan deposits, find the BSR code for UTTARA BANK LIMITED →

How SWIFT Code UTBLBDDH469 Routes an International Transfer

1. Initiation: The sender provides SWIFT code UTBLBDDH469 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UTTARA BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UTTARA BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UTBLBDDH469

• Spaces or lowercase letters — Always enter UTBLBDDH469 uppercase with no spaces.
• Using the wrong city — This code is for NAOGAON only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Bangladesh.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UTBLBDDH469 directly with UTTARA BANK LIMITED's NAOGAON branch or via the SWIFT BIC Directory.