SWIFT Code UGUBBHBM — UNITED GULF BANK B.S.C, MANAMA

About SWIFT Code UGUBBHBM — UNITED GULF BANK B.S.C, MANAMA

SWIFT code UGUBBHBM is the official 8-character head-office BIC (Bank Identifier Code) for UNITED GULF BANK B.S.C in MANAMA, Bahrain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UNITED GULF BANK B.S.C for all outward international remittances from MANAMA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UGUBBHBM

The code UGUBBHBM follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UGUBBHBM

Receiving International Wire Transfers

To receive money from abroad at your UNITED GULF BANK B.S.C account in MANAMA, share SWIFT code UGUBBHBM with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UNITED GULF BANK B.S.C, MANAMA must provide SWIFT code UGUBBHBM. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UNITED GULF BANK B.S.C in MANAMA rely on SWIFT code UGUBBHBM for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNITED GULF BANK B.S.C →

For cheque clearing or NACH mandates, use the MICR code for UNITED GULF BANK B.S.C →

For TDS challan deposits, find the BSR code for UNITED GULF BANK B.S.C →

How SWIFT Code UGUBBHBM Routes an International Transfer

1. Initiation: The sender provides SWIFT code UGUBBHBM and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UNITED GULF BANK B.S.C.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UNITED GULF BANK B.S.C receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UGUBBHBM

• Spaces or lowercase letters — Always enter UGUBBHBM uppercase with no spaces.
• Using the wrong city — This code is for MANAMA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Bahrain.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UGUBBHBM directly with UNITED GULF BANK B.S.C's MANAMA branch or via the SWIFT BIC Directory.