SWIFT Code HOBTBSNS — LYFORD INTERNATIONAL BANK AND TRUST LIMITED, NASSAU

About SWIFT Code HOBTBSNS — LYFORD INTERNATIONAL BANK AND TRUST LIMITED, NASSAU

SWIFT code HOBTBSNS is the official 8-character head-office BIC (Bank Identifier Code) for LYFORD INTERNATIONAL BANK AND TRUST LIMITED in NASSAU, Bahamas. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by LYFORD INTERNATIONAL BANK AND TRUST LIMITED for all outward international remittances from NASSAU. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HOBTBSNS

The code HOBTBSNS follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HOBTBSNS

Receiving International Wire Transfers

To receive money from abroad at your LYFORD INTERNATIONAL BANK AND TRUST LIMITED account in NASSAU, share SWIFT code HOBTBSNS with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at LYFORD INTERNATIONAL BANK AND TRUST LIMITED, NASSAU must provide SWIFT code HOBTBSNS. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using LYFORD INTERNATIONAL BANK AND TRUST LIMITED in NASSAU rely on SWIFT code HOBTBSNS for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for LYFORD INTERNATIONAL BANK AND TRUST LIMITED →

For cheque clearing or NACH mandates, use the MICR code for LYFORD INTERNATIONAL BANK AND TRUST LIMITED →

For TDS challan deposits, find the BSR code for LYFORD INTERNATIONAL BANK AND TRUST LIMITED →

How SWIFT Code HOBTBSNS Routes an International Transfer

1. Initiation: The sender provides SWIFT code HOBTBSNS and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to LYFORD INTERNATIONAL BANK AND TRUST LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: LYFORD INTERNATIONAL BANK AND TRUST LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HOBTBSNS

• Spaces or lowercase letters — Always enter HOBTBSNS uppercase with no spaces.
• Using the wrong city — This code is for NASSAU only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Bahamas.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HOBTBSNS directly with LYFORD INTERNATIONAL BANK AND TRUST LIMITED's NASSAU branch or via the SWIFT BIC Directory.