SWIFT Code VOVBAT2BHAR — VOLKSBANK VORARLBERG E.GEN., HARD

About SWIFT Code VOVBAT2BHAR — VOLKSBANK VORARLBERG E.GEN., HARD

SWIFT code VOVBAT2BHAR is the official 11-character branch-specific BIC (Bank Identifier Code) for VOLKSBANK VORARLBERG E.GEN. in HARD, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VOLKSBANK VORARLBERG E.GEN. for all outward international remittances from HARD. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code VOVBAT2BHAR

The code VOVBAT2BHAR follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code VOVBAT2BHAR

Receiving International Wire Transfers

To receive money from abroad at your VOLKSBANK VORARLBERG E.GEN. account in HARD, share SWIFT code VOVBAT2BHAR with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VOLKSBANK VORARLBERG E.GEN., HARD must provide SWIFT code VOVBAT2BHAR. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VOLKSBANK VORARLBERG E.GEN. in HARD rely on SWIFT code VOVBAT2BHAR for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VOLKSBANK VORARLBERG E.GEN. →

For cheque clearing or NACH mandates, use the MICR code for VOLKSBANK VORARLBERG E.GEN. →

For TDS challan deposits, find the BSR code for VOLKSBANK VORARLBERG E.GEN. →

How SWIFT Code VOVBAT2BHAR Routes an International Transfer

1. Initiation: The sender provides SWIFT code VOVBAT2BHAR and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VOLKSBANK VORARLBERG E.GEN..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VOLKSBANK VORARLBERG E.GEN. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code VOVBAT2BHAR

• Spaces or lowercase letters — Always enter VOVBAT2BHAR uppercase with no spaces.
• Using the wrong city — This code is for HARD only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VOVBAT2BHAR directly with VOLKSBANK VORARLBERG E.GEN.'s HARD branch or via the SWIFT BIC Directory.