SWIFT Code VORFAT21 — VOLKSBANK KARNTEN SUED E.GEN., FERLACH

About SWIFT Code VORFAT21 — VOLKSBANK KARNTEN SUED E.GEN., FERLACH

SWIFT code VORFAT21 is the official 8-character head-office BIC (Bank Identifier Code) for VOLKSBANK KARNTEN SUED E.GEN. in FERLACH, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VOLKSBANK KARNTEN SUED E.GEN. for all outward international remittances from FERLACH. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code VORFAT21

The code VORFAT21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code VORFAT21

Receiving International Wire Transfers

To receive money from abroad at your VOLKSBANK KARNTEN SUED E.GEN. account in FERLACH, share SWIFT code VORFAT21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VOLKSBANK KARNTEN SUED E.GEN., FERLACH must provide SWIFT code VORFAT21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VOLKSBANK KARNTEN SUED E.GEN. in FERLACH rely on SWIFT code VORFAT21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VOLKSBANK KARNTEN SUED E.GEN. →

For cheque clearing or NACH mandates, use the MICR code for VOLKSBANK KARNTEN SUED E.GEN. →

For TDS challan deposits, find the BSR code for VOLKSBANK KARNTEN SUED E.GEN. →

How SWIFT Code VORFAT21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code VORFAT21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VOLKSBANK KARNTEN SUED E.GEN..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VOLKSBANK KARNTEN SUED E.GEN. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code VORFAT21

• Spaces or lowercase letters — Always enter VORFAT21 uppercase with no spaces.
• Using the wrong city — This code is for FERLACH only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VORFAT21 directly with VOLKSBANK KARNTEN SUED E.GEN.'s FERLACH branch or via the SWIFT BIC Directory.