SWIFT Code BKAUATWWZEL — UNICREDIT BANK AUSTRIA AG, ZELL AM SEE
Verified SWIFT/BIC code for UNICREDIT BANK AUSTRIA AG in ZELL AM SEE, Austria. Use this code for international wire transfers.
ZELL AM SEE
UNICREDIT BANK AUSTRIA AG · Austria
SWIFT / BIC Code
BKAUATWWZEL
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
ZELL AM SEE
City
Country Code
AT
Connection Status
Active
About SWIFT Code BKAUATWWZEL — UNICREDIT BANK AUSTRIA AG, ZELL AM SEE
SWIFT code BKAUATWWZEL is the official 11-character branch-specific BIC (Bank Identifier Code) for UNICREDIT BANK AUSTRIA AG in ZELL AM SEE, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by UNICREDIT BANK AUSTRIA AG for all outward international remittances from ZELL AM SEE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code BKAUATWWZEL
The code BKAUATWWZEL follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | BKAU | 4 letters | Identifies UNICREDIT BANK AUSTRIA AG as the institution |
| Country Code | AT | 2 letters | ISO 3166-1 alpha-2 code for Austria |
| Location Code | WW | 2 chars | City/region identifier within Austria |
| Branch Code | ZEL | 3 chars | Identifies the specific ZELL AM SEE branch |
When to Use SWIFT Code BKAUATWWZEL
Receiving International Wire Transfers
To receive money from abroad at your UNICREDIT BANK AUSTRIA AG account in ZELL AM SEE, share SWIFT code BKAUATWWZEL with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at UNICREDIT BANK AUSTRIA AG, ZELL AM SEE must provide SWIFT code BKAUATWWZEL. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using UNICREDIT BANK AUSTRIA AG in ZELL AM SEE rely on SWIFT code BKAUATWWZEL for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT BKAUATWWZEL | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNICREDIT BANK AUSTRIA AG →
For cheque clearing or NACH mandates, use the MICR code for UNICREDIT BANK AUSTRIA AG →
For TDS challan deposits, find the BSR code for UNICREDIT BANK AUSTRIA AG →
How SWIFT Code BKAUATWWZEL Routes an International Transfer
- Initiation: The sender provides SWIFT code BKAUATWWZEL and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to UNICREDIT BANK AUSTRIA AG.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: UNICREDIT BANK AUSTRIA AG receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code BKAUATWWZEL
- Spaces or lowercase letters — Always enter
BKAUATWWZELuppercase with no spaces. - Using the wrong city — This code is for ZELL AM SEE only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BKAUATWWZEL directly with UNICREDIT BANK AUSTRIA AG's ZELL AM SEE branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against UNICREDIT BANK AUSTRIA AG's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
