SWIFT Code SPIHAT22 — TIROLER SPARKASSE BANKAKTIENGESELLSCHAFT INNSBRUCK, INNSBRUCK

About SWIFT Code SPIHAT22 — TIROLER SPARKASSE BANKAKTIENGESELLSCHAFT INNSBRUCK, INNSBRUCK

SWIFT code SPIHAT22 is the official 8-character head-office BIC (Bank Identifier Code) for TIROLER SPARKASSE BANKAKTIENGESELLSCHAFT INNSBRUCK in INNSBRUCK, Austria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by TIROLER SPARKASSE BANKAKTIENGESELLSCHAFT INNSBRUCK for all outward international remittances from INNSBRUCK. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SPIHAT22

The code SPIHAT22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SPIHAT22

Receiving International Wire Transfers

To receive money from abroad at your TIROLER SPARKASSE BANKAKTIENGESELLSCHAFT INNSBRUCK account in INNSBRUCK, share SWIFT code SPIHAT22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at TIROLER SPARKASSE BANKAKTIENGESELLSCHAFT INNSBRUCK, INNSBRUCK must provide SWIFT code SPIHAT22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using TIROLER SPARKASSE BANKAKTIENGESELLSCHAFT INNSBRUCK in INNSBRUCK rely on SWIFT code SPIHAT22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for TIROLER SPARKASSE BANKAKTIENGESELLSCHAFT INNSBRUCK →

For cheque clearing or NACH mandates, use the MICR code for TIROLER SPARKASSE BANKAKTIENGESELLSCHAFT INNSBRUCK →

For TDS challan deposits, find the BSR code for TIROLER SPARKASSE BANKAKTIENGESELLSCHAFT INNSBRUCK →

How SWIFT Code SPIHAT22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SPIHAT22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to TIROLER SPARKASSE BANKAKTIENGESELLSCHAFT INNSBRUCK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: TIROLER SPARKASSE BANKAKTIENGESELLSCHAFT INNSBRUCK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SPIHAT22

• Spaces or lowercase letters — Always enter SPIHAT22 uppercase with no spaces.
• Using the wrong city — This code is for INNSBRUCK only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Austria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SPIHAT22 directly with TIROLER SPARKASSE BANKAKTIENGESELLSCHAFT INNSBRUCK's INNSBRUCK branch or via the SWIFT BIC Directory.